Temporary living or working in the Netherlands?

Do you reside or work in the Netherlands? In most cases, you are obliged to take out public healthcare insurance. This is a Dutch health insurance with a basic package of reimbursements that is the same for everyone. The content of the basic package is stipulated by the Dutch government on an annual basis. The public healthcare insurance provides cover for the most necessary care, such as hospitalisation, emergency help and general practitioner.


With the compulsory public healthcare insurance in the Netherlands, you are entitled to most of the necessary healthcare. Supplementary insurance offers you more security. The HollandZorg supplementary insurance contracts offer reimbursements that may be of interest to you. They include repatriation to your country of origin in the event of illness or death, and urgent dental care.


Insured up to the age of 18 are entitled to reimbursement of dental costs by virtue of your compulsory health insurance in the Netherlands. If you are 18 or older, you can take out supplementary insurance for dental costs with HollandZorg. You can choose from three different dental insurances. Each type of dental insurance reimburses 80% of all costs, subject to a maximum amount per year. Select the dental insurance with the reimbursement that suits you best.

The HollandZorg dental insurance can be taken out only in combination with the HollandZorg Public Healthcare Insurance.


Temporary living or working in The Netherlands?

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Working in the Netherlands

When you reside or work in the Netherlands, you are usually obliged to take out healthcare insurance in the Netherlands.  Are you here temporarily to work? Even then, you are usually obliged to take out Dutch health insurance.

Are you staying or residing in the Netherlands?

You can only live in one country at a time. When you reside in the Netherlands, your ties with that country are stronger than those with your country of origin. For example: you reside in the Netherlands if your family lives here too. You are staying in the Netherlands when you are here only to work. In that case, your country of residence is your country of origin.

Staying and working in the Netherlands

If you are just here to work for a Dutch employer, you are obliged to take out health insurance. This can be done through your employer, but you can also take out your own health insurance with a Dutch healthcare insurer. HollandZorg Public is a good choice in that respect. In addition to the compulsory public healthcare insurance, you can take out our supplementary HollandZorg Long Stay Insurance for additional reimbursements. Do your family members reside in an EU/EEA country or Switzerland? Then it may be possible to have them co-insured.

Working in the Netherlands temporarily for an employer or employment agency from country of residence
Will you be working in the Netherlands temporarily for your employer or an employment agency from your country of residence? Then you will be subject to different rules. For more information, read the leaflet 'Living and working in the Netherland' of the Ministry of Social Affairs and Employment.

Living and working in the Netherlands

Do you reside and work in the Netherlands? In that case, you are obliged to take out Dutch health insurance. You can do this with any healthcare insurer, including HollandZorg.  In addition to the compulsory public healthcare insurance, you can take out the HollandZorg supplementary insurance for additional reimbursements. If your family members also reside in the Netherlands, they will be obliged to take out health insurance too. Children up to the age of 18 years must be insured, but do not pay premiums. Our online application module enables you to take out HollandZorg health insurance for yourself, your partner and children.