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Dutch health insurance for expats

When you live in the Netherlands or come here to work, you are obliged to take out health insurance. Even if you will just be here temporarily for work, you need health insurance. We developed a Dutch health insurance plan for expats, with which you get excellent insurance for a reasonable premium.


We offer two types of health insurance policies: through your employer or individually. If you are insured through your employer, you get a total package of reimbursements. Also, your employer can start and end your health insurance on a daily basis through our HollandZorg portal. Would you like to take out our Dutch health insurance for expats individually? Then, you can choose from several supplementary and dental insurances if your HollandZorg public healthcare insurance commences before 1 January 2021. From 1 January 2021, you can only take out the HollandZorg public healthcare insurance.


HollandZorg health insurance policies

As we said before, your employer can take care of your health insurance administration through our HollandZorg portal. If you are individually insured with us, you also get your own portal. We call this My HollandZorg. You can log onto this portal using your Citizen Service Number (BSN) and a E-code you will receive in a text message on your phone. You’ll get a Citizen Service Number/BSN if you are registered as a resident of the Netherlands in the municipality where you live. In My HollandZorg you can manage your Dutch health insurance for expats online. For example: you can add family members and claim expenses.


To My HollandZorg

The HollandZorg App

Do you want to claim expenses that are reimbursed under our health care policies in a fast and easy way? We developed the HollandZorg App for that. It’s available in the App Store and Play Store, and it enables you to submit claims 24/7. It works like this:


  • Open the app and enter your details;
  • Take a picture of the invoice you received from a care provider;
  • Send the claim to us.

If the claim is valid, we will pay you within five working days. For that to happen, the following information must be visible on the invoice:


  • Name and address of the care provider;
  • Date, description and cost of the treatment;
  • Your name, date of birth and Citizen Service Number (BSN).