Flexpolis No Risk I, II en III

Healthcare insurance with additional supplementary insurance No Risk III with physiotherapy and dental care.

There will be times in your life when you need more care or security

With No Risk III supplementary insurance, you also insure yourself for physiotherapy and dental care. You will find that both are a good addition to your current healthcare insurance.

You will only be able to access No Risk III via Glider Insurance.

 

No Risk Flexpolis I, II en III 

Changes with effect from 1st January: Each year, the government decides what types of care are included in the basic health insurance. As a health insurer, we also make small changes to our products. What will change from 1st January?

We have listed the Conditions of the Flexpolis for you. These are available in English.
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What will be reimbursed?

The basic health insurance covers basic care, including: hospital admission, emergency care and general practitioner care. This is the same for all health insurers. We also offer supplementary insurances No Risk I, II, and III. ​

No Risk I

  • Reimbursement of compulsory excess: € 385

No Risk II

  • Emergency dental care up to € 200 per calendar year
  • Repatriation to your home country in the event of a medical need or death.
  • Reimbursement of statutory personal contribution for medicines (€250)

No Risk III

  • Physiotherapy and remedial therapy: 6 sessions per calendar year. 
  • Dental care: all dental care will be reimbursed up to a maximum of € 250 per calendar year. A dentist can provide all types of care.

Find out which healthcare treatments are included in our cover

We have put together a short overview of the healthcare treatments that are reimbursed under your public healthcare insurance and No Risk I, II and III. The overview also shows when you will be expected to pay a personal contribution.

Find out what's included in our cover.

 

Premium for No Risk III : € 18,00 per month

You will take out No Risk III with Flexpolis No Risk I and II. As of 1 January 2026, your monthly premium will be:  € 184,80 per month.

 

It is easy to apply for No Risk III

Glider Insurance will apply for Flexpolis No Risk I, II and III for you. If you are currently insured with HollandZorg and want to take out the Flexpolis with No Risk III, please notify Glider Insurance of this by e-mail by 31 December 2025*. State the following in your e-mail:

  1. The subject of your e-mail: No Risk III
  2. Include your name and date of birth in the e-mail also of your family members**
  3. Send your e-mail to: info@gliderinsurance.nl
  4. Glider Insurance will forward your application to HollandZorg

* You will not be able to opt to take out No Risk III during the course of the year, if you have already been insured with HollandZorg since 1 January. You will be able to opt for Flexpolis No Risk I, II and III if you come to the Netherlands to work during the course of the year and are take out health insurance.

** Children cannot be co-insured on the Flexpolis No Risk I, II and III. You can take out HollandZorg basic health insurance for them.

You will receive your new policy at the end of December 2025

You will see your new policy in My HollandZorg by 31th December at the latest.