Physiotherapy and remedial therapy from 18 years
Reimbursements
Remedial therapy is provided by Cesar and Mensendieck remedial therapists. The object of physiotherapy or remedial therapy is to prevent, end or reduce limitations and focuses on pain control and the improvement of mobility, among other things.
When will you qualify for reimbursement?
If you are 18 or older, you are entitled to reimbursement from the public health insurance:
- reimbursement starting after the 21st treatment, for a disorder stipulated on the Appendix 1 to the Health Insurance Decree (Besluit zorgverzekering). This is the List of disorders for physiotherapy and remedial therapy.
- pelvic physiotherapy in connection with incontinence, subject to a maximum of nine treatments (once-only);
- supervised remedial therapy for peripheral arterial disease (PAD) in Fontaine stage 2. In that case you will be entitled to a maximum of 37 treatments during a maximum of 12 months. Also the first 20 treatments are reimbursed, which isn't the case with other cases;
- long-term, active remedial therapy tailored to your situation under the supervision of a physiotherapist or remedial therapist if you have rheumatoid arthritis with severe functional restrictions or axial spondyloarthritis with severe functional restrictions
- supervised remedial therapy for arthrosis in your hip or knee joint. In that case you will be entitled to a maximum of the first 12 treatments during a maximum of 12 months;
- supervised remedial therapy for COPD, if it concerns stage II or higher of the GOLD Classification for spirometry. Your healthcare provider must follow the KNGF Guideline COPD of the Royal Dutch Society for Physical Therapy to determine the number of treatments.
Under our supplementary insurance, you will qualify for reimbursement of a number of treatments by a contracted provider, depending on your supplementary insurance.
If the insured party is younger than 18, the insured party is entitled to reimbursement of the costs of:\
- physiotherapy and remedial therapy for a condition that is on the List of chronic disorders for physiotherapy and remedial therapy stipulated by the Minister (Appendix 1 of the Health Insurance Decree (Besluit zorgverzekering)). The right starts after the first treatment. Some conditions on the list are subject to a maximum treatment term. In that case, the insured is entitled to a reimbursement of the costs of the care until the end of the maximum term.
- physiotherapy and remedial therapy which are not on the List of chronic disorders for physiotherapy and remedial therapy. In those cases, the insured party is entitled to a reimbursement of the costs of a maximum of the first 9 treatments per calendar year. If those treatments do not yield sufficient result, the insured party is entitled to reimbursement of the costs of a maximum of 9 additional treatments for the same condition.
- The insured party is only entitled to reimbursement of the costs of children's physiotherapy and children's remedial therapy if the insured party is younger than 18. The List of chronic disorders for physiotherapy and remedial therapy can be viewed at www.hollandzorg.com/conditions.
Referral required for certain treatments
You need a referral from a general practitioner, medical specialist, paediatrician, psychiatrist, company doctor, dentist, geriatrician, nurse specialist, physician's assistant or a so-called 'regiebehandelaar' in the context of medical care for specific patient groups (GZSP):
- for treatment of a complaint on the List of disorders for physiotherapy and remedial therapy;
- for treatment by a pelvic physiotherapist in connection with urine incontinence;
- for supervised remedial therapy for peripheral arterial disease (PAD) in Fontaine stage 2;
- for supervised remedial therapy in the event of arthrosis in your hip or knee joint;
- for supervised remedial therapy for COPD, if it concerns stage II or higher of the GOLD Classification for spirometry;
- for long-term active remedial therapy tailored to your situation under the supervision of a physiotherapist or remedial therapist if you have rheumatoid arthritis or axial spondyloarthritis with severe functional restrictions.
If you go to a non-contracted care provider, you must include a copy of the referral when you submit the first invoice.
Reimbursement for physiotherapy and remedial therapy
If you are 18 years or older, you qualify for a reimbursement for physiotherapy and remedial therapy under the public healthcare insurance and our supplementary insurance.
| Public Healthcare Insurance | Reimbursement |
|---|---|
| HollandZorg public healthcare insurance | all treatments* metioned under 2: when will you qualify for reimbursement. |
* Is there a maximum period for treatment of the disorder? If so, you will qualify for the reimbursement of care up to the end of the maximum period.
| Supplementary Insurance | Reimbursement |
|---|---|
| Compact | 3 treatments* per calendar year |
| Start | 6 treatments* per calendar year |
| Extra | 9 treatments* per calendar year |
| Plus | 15 sessions per calendar year, a maximum of 9 of which for the same disorder relate to manual therapy** |
| No Risk I | none |
| No Risk II | none |
Note: Will you be receiving physiotherapy and remedial therapy from a care provider with whom we have not made any agreements? In this situation, the maximum rates for non-contracted care providers will apply. With your first invoice, you must also include a statement that lists any historic physiotherapy or remedial therapy received for that same disorder.
If you do not use up all the physical therapy or remedial therapy treatments from your supplementary package in 2026, you may take a maximum of 3 with you to 2027. This only applies if you take out health insurance with supplementary insurance with HollandZorg again in 2027. The extra treatments remain valid for 1 year.
*Explanation of reimbursement under the supplementary insurance
A treatment is calculated as follows:
| Type of treatment | Counts as |
|---|---|
| Telephonical treatment | 0,5 treatment |
| Screening | 0,5 treatment |
| Intake and research after screening | 0,5 treatment |
| Group treatment 3 up to 10 persons | 0,5 treatment |
| Other | 1 treatment |
**Reimbursement of manual therapy
The reimbursement for manual therapy does not include manual therapy E.S. (Eggshell / Van der Bijl) and therapy by an orthomanual therapist or orthomanual doctor. In that case, the reimbursement for alternative medicine applies.
Maximum rates for a non-contracted care provider
If you will be receiving physiotherapy and remedial therapy from a care provider which whom we have not made any agreements, the rates in the Rate List for Non-contracted Care will apply. Do the rates charged by the non-contracted healthcare provider exceed our maximum rates? In this situation, the difference will be payable by you. This will apply for reimbursement under the public healthcare insurance and the supplementary insurance.
No statutory personal contribution
There is no statutory personal contribution for physiotherapy and remedial therapy.
Compulsory excess
Yes, from 18 years and older. With the exception of the compulsory excess for remedial therapy under the supervision of a physiotherapist or remedial therapist in the event of osteoarthritis in your hip or knee joint and walking therapy under the supervision of a physiotherapist or remedial therapist for peripheral arterial disease in Fontaine stage 2 (intermittent claudication), as included in and under the conditions of the overview Designated care not subject to a compulsory excess. The up-to-date overview form can be viewed and downloaded at www.hollandzorg.com/conditions.
Who may provide this type of care?
For physiotherapy and remedial therapy, you may use a:
- physiotherapist for general physiotherapy;
- pelvic physiotherapist for pelvic physiotherapy;
- pelvic remedial therapist for pelvic remedial therapy;
- geriatric physiotherapist for geriatric physiotherapy;
- geriatric remedial therapist for geriatric remedial therapy;
- physiotherapist or skin therapist for scar treatment;
- manual therapist for manual therapy.
- oedema therapist and skin therapist for oedema therapy and lymph drainage;
- remedial therapist (Cesar or Mensendieck) for general remedial therapy;
- psychosomatic remedial therapist for psychosomatic remedial therapy (this only apply to reimbursement under the supplementary insurance);
- supervised remedial therapy in the event of peripheral arterial vascular disease (intermittent claudication): a physiotherapist or remedial therapist who is affiliated to the Chronisch ZorgNet national network. Affiliation with the Chronisch ZorgNet national network is not compulsory if the provision of care started before 1 January 2018;
- physiotherapy and remedial therapy in the event of Parkinson's disease: a physiotherapist or remedial therapist who is affiliated with the national ParkinsonNet network. Affiliation with the ParkinsonNet network is not compulsory if the provision of care started before 1 January 2018.
Please note:
The information on this page is a brief outline of the reimbursements. No rights can be derived from this page. You can only derive rights from our insurance conditions 2026.
Your health insurance
In My HollandZorg you will find all information about your health insurance policy.
Maximum rates for a non-contracted care provider
Have you chosen a healthcare provider with whom we have no contract? Then, we will reimburse according to our maximum rates for 2026. If the rate invoiced by the non-contracted care provider is higher than our maximum rates, you will have to pay the difference yourself. You will be able to find contracted care providers with our Care finder.
Reimbursements, conditions and regulations 2025
